Health Savings Accounts (HSA) for small to mid-size businesses in Allentown, Bethlehem, Easton, Whitehall & the surrounding Lehigh Valley areas
What is a Health Savings Account (HSA)?
A Health Savings Account (HSA) is a tax-advantaged savings account designed to help individuals and families save money for qualified medical expenses. Paired with a high-deductible health plan (HDHP), an HSA allows you to set aside pre-tax dollars to pay for medical costs, including doctor visits, prescriptions, and preventive care.
Key Benefits of an HSA
- Tax Savings – Contributions are tax-deductible, and withdrawals for qualified medical expenses are tax-free.
- Lower Healthcare Costs – HSAs help cover out-of-pocket expenses, reducing financial strain.
- Funds Roll Over – Unlike Flexible Spending Accounts (FSAs), unused funds roll over year after year.
- Retirement Planning – After age 65, you can use HSA funds for non-medical expenses without penalty.
:Why Choose an HSA with Bella Insurance Group?
For over 10 years, Bella Insurance Group has been a trusted provider of personal and employee benefits solutions in Allentown, Bethlehem, Easton, Whitehall, and the surrounding Lehigh Valley areas. We help individuals, families, and small to mid-size businesses understand their HSA options and maximize their healthcare savings.
How We Help
- Personalized Consultation – We assess your needs and help you determine if an HSA is right for you.
- Employer-Sponsored Plans – We work with businesses to integrate HSAs into their employee benefits packages.
- Ongoing Support – Our experts guide you through contributions, withdrawals, and tax advantages.
Take Control of Your Healthcare Savings Today!
Bella Insurance Group is here to help you navigate the benefits of an HSA and ensure you make the most of your healthcare dollars. Whether you're an individual, family, or small to mid-size business, we provide expert guidance tailored to your needs.
